Borrowing in Macoun, Saskatchewan

With 272 residents counted in the 2021 Census, Macoun sits inside Saskatchewan's provincial lending framework.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

The census figures for Macoun

The 2021 Census counted 272 residents in Macoun. The community covers 1.7 square kilometres of land.

The calculated density is 160.0 people per square kilometre.

Macoun ranks 513 by population among the Saskatchewan places on this site.

Macoun is one of 733 places listed for Saskatchewan, ranked 513 by population and measured at 1.7 square kilometres.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

Nothing on the Macoun page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Macoun page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Macoun, 160.0 people per square kilometre, is calculated from the population and land area above.

Macoun sits at rank 513 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Macoun is 1.7 square kilometres, and the population is 272 residents in the 2021 Census.

Macoun ranks 513 by 2021 Census population among the covered places in Saskatchewan.

For Macoun, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Macoun could not be verified, the page names the publisher instead of printing a number.

At 272 residents in the 2021 Census, Macoun is listed alongside the other covered places in Saskatchewan.

Macoun is one of 733 covered Saskatchewan places, counted at 272 residents with a land area of 1.7 square kilometres.

Readers comparing Macoun with another community can use the same four census fields.

Macoun appears in the census record with 272 residents, and the density of 160.0 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.