Borrowing in Lone Tree No. 18, Saskatchewan

This page covers borrowing in Lone Tree No. 18, Saskatchewan: the census facts, the provincial rules, and the products people compare.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Lone Tree No. 18

In the 2021 Census, Lone Tree No. 18 had 140 residents. Statistics Canada lists 821.4 square kilometres of land for the community.

Dividing population by land area gives 0.2 residents per square kilometre, rounded to one decimal place.

Lone Tree No. 18 ranks 674 by population among the Saskatchewan places on this site.

Within Saskatchewan, Lone Tree No. 18 is place number 674 by population in this census set, at 140 residents.

For Lone Tree No. 18, the two census fields above are the only local statistics used anywhere on the page.

Lone Tree No. 18 appears in the census record with 140 residents, and the density of 0.2 people per square kilometre follows from it.

The density figure for Lone Tree No. 18, 0.2 people per square kilometre, is calculated from the population and land area above.

Readers comparing Lone Tree No. 18 with another community can use the same four census fields.

Nothing on the Lone Tree No. 18 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Lone Tree No. 18 could not be verified, the page names the publisher instead of printing a number.

Lone Tree No. 18 ranks 674 by 2021 Census population among the covered places in Saskatchewan.

Lone Tree No. 18 is one of 733 covered Saskatchewan places, counted at 140 residents with a land area of 821.4 square kilometres.

The Lone Tree No. 18 page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Lone Tree No. 18 is 821.4 square kilometres, and the population is 140 residents in the 2021 Census.

At 140 residents in the 2021 Census, Lone Tree No. 18 is listed alongside the other covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.