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Borrowing in Limerick, Saskatchewan

How borrowing works in Limerick, Saskatchewan, where the 2021 Census counted 114 residents.

Province Saskatchewan (SK)
Population, 2021 Census 114
Land area 0.6 km²
Provincial regulator See the FCAC list

Limerick is one of the Saskatchewan communities covered here, with a 2021 Census population of 114, and borrowing there is licensed under Saskatchewan's consumer credit rules.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
  • Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

The census figures for Limerick

The 2021 Census counted 114 residents in Limerick. The community covers 0.6 square kilometres of land.

The calculated density is 186.9 people per square kilometre.

Among covered Saskatchewan places, Limerick sits at rank 716 by population.

Compared with the other 733 covered Saskatchewan places, Limerick ranks 716 by population.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

Limerick sits at rank 716 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Limerick with another community can use the same four census fields.

For Limerick, the two census fields above are the only local statistics used anywhere on the page.

The Limerick page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Limerick could not be verified, the page names the publisher instead of printing a number.

Nothing on the Limerick page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Limerick appears in the census record with 114 residents, and the density of 186.9 people per square kilometre follows from it.

The land area recorded for Limerick is 0.6 square kilometres, and the population is 114 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Limerick

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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