Borrowing in Leask No. 464, Saskatchewan

Leask No. 464 is one of the Saskatchewan communities covered here, with a 2021 Census population of 857, and borrowing there is licensed under Saskatchewan's consumer credit rules.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

The census figures for Leask No. 464

Statistics Canada's 2021 Census gives Leask No. 464 a population of 857. The census records a land area of 1195.5 square kilometres for Leask No. 464.

The arithmetic gives 0.7 people per square kilometre.

The 2021 Census population places it at rank 155 in the province.

Compared with the other 733 covered Saskatchewan places, Leask No. 464 ranks 155 by population.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

Readers comparing Leask No. 464 with another community can use the same four census fields.

The density figure for Leask No. 464, 0.7 people per square kilometre, is calculated from the population and land area above.

Leask No. 464 appears in the census record with 857 residents, and the density of 0.7 people per square kilometre follows from it.

Leask No. 464 ranks 155 by 2021 Census population among the covered places in Saskatchewan.

Nothing on the Leask No. 464 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Leask No. 464, the two census fields above are the only local statistics used anywhere on the page.

Leask No. 464 is one of 733 covered Saskatchewan places, counted at 857 residents with a land area of 1195.5 square kilometres.

The Leask No. 464 page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Leask No. 464 is 1195.5 square kilometres, and the population is 857 residents in the 2021 Census.

Where a figure for Leask No. 464 could not be verified, the page names the publisher instead of printing a number.

At 857 residents in the 2021 Census, Leask No. 464 is listed alongside the other covered places in Saskatchewan.

Leask No. 464 sits at rank 155 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.