Borrowing in Laurier No. 38, Saskatchewan

With 253 residents counted in the 2021 Census, Laurier No. 38 sits inside Saskatchewan's provincial lending framework.

The census figures for Laurier No. 38

253 people were counted in Laurier No. 38 in the 2021 Census. 816.2 square kilometres of land are attributed to Laurier No. 38.

The arithmetic gives 0.3 people per square kilometre.

By population it ranks 540 among the Saskatchewan places covered here.

The place record for Laurier No. 38 covers 816.2 square kilometres and 253 residents, a density of 0.3 people per square kilometre.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

Joint applications combine two incomes and two sets of obligations in the same assessment.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

The land area recorded for Laurier No. 38 is 816.2 square kilometres, and the population is 253 residents in the 2021 Census.

Laurier No. 38 is one of 733 covered Saskatchewan places, counted at 253 residents with a land area of 816.2 square kilometres.

Where a figure for Laurier No. 38 could not be verified, the page names the publisher instead of printing a number.

The density figure for Laurier No. 38, 0.3 people per square kilometre, is calculated from the population and land area above.

The Laurier No. 38 page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Laurier No. 38 with another community can use the same four census fields.

Laurier No. 38 sits at rank 540 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Laurier No. 38 appears in the census record with 253 residents, and the density of 0.3 people per square kilometre follows from it.

Nothing on the Laurier No. 38 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 253 residents in the 2021 Census, Laurier No. 38 is listed alongside the other covered places in Saskatchewan.

Laurier No. 38 ranks 540 by 2021 Census population among the covered places in Saskatchewan.

For Laurier No. 38, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.