Borrowing in Lake Johnston No. 102, Saskatchewan

Lake Johnston No. 102 is one of the Saskatchewan places covered here, with 140 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Debt management plans are administered by accredited credit counsellors, and they are not loans. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

The census figures for Lake Johnston No. 102

Lake Johnston No. 102 recorded a population of 140 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 555.8 square kilometres of land for the community.

The arithmetic gives 0.3 people per square kilometre.

Lake Johnston No. 102 ranks 673 by population among the Saskatchewan places on this site.

Within Saskatchewan, Lake Johnston No. 102 is place number 673 by population in this census set, at 140 residents.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

For Lake Johnston No. 102, the two census fields above are the only local statistics used anywhere on the page.

Lake Johnston No. 102 sits at rank 673 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Lake Johnston No. 102 is one of 733 covered Saskatchewan places, counted at 140 residents with a land area of 555.8 square kilometres.

Nothing on the Lake Johnston No. 102 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 140 residents in the 2021 Census, Lake Johnston No. 102 is listed alongside the other covered places in Saskatchewan.

Lake Johnston No. 102 appears in the census record with 140 residents, and the density of 0.3 people per square kilometre follows from it.

The Lake Johnston No. 102 page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Lake Johnston No. 102 with another community can use the same four census fields.

The density figure for Lake Johnston No. 102, 0.3 people per square kilometre, is calculated from the population and land area above.

Lake Johnston No. 102 ranks 673 by 2021 Census population among the covered places in Saskatchewan.

Where a figure for Lake Johnston No. 102 could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.