Borrowing in Laird, Saskatchewan

With 265 residents counted in the 2021 Census, Laird sits inside Saskatchewan's provincial lending framework.

The census figures for Laird

In the 2021 Census, Laird had 265 residents. The community covers 1.2 square kilometres of land.

That gives a density of 215.4 people per square kilometre, rounded to one decimal place.

Among covered Saskatchewan places, Laird sits at rank 527 by population.

Compared with the other 733 covered Saskatchewan places, Laird ranks 527 by population.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Laird ranks 527 by 2021 Census population among the covered places in Saskatchewan.

For Laird, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Laird could not be verified, the page names the publisher instead of printing a number.

Laird is one of 733 covered Saskatchewan places, counted at 265 residents with a land area of 1.2 square kilometres.

The density figure for Laird, 215.4 people per square kilometre, is calculated from the population and land area above.

At 265 residents in the 2021 Census, Laird is listed alongside the other covered places in Saskatchewan.

Readers comparing Laird with another community can use the same four census fields.

Nothing on the Laird page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Laird sits at rank 527 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The Laird page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Laird is 1.2 square kilometres, and the population is 265 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.