Borrowing in Lafleche, Saskatchewan

Lafleche is one of the Saskatchewan places covered here, with 373 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Lafleche

373 people were counted in Lafleche in the 2021 Census. Land area for Lafleche is 1.4 square kilometres in the same census.

Population divided by land area produces a density of 260.8 people per square kilometre.

The community is the 396th largest place in the province within this census set.

Within Saskatchewan, Lafleche is place number 396 by population in this census set, at 373 residents.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Readers comparing Lafleche with another community can use the same four census fields.

The Lafleche page follows the same structure as every other place page, with population, land area, density and rank.

At 373 residents in the 2021 Census, Lafleche is listed alongside the other covered places in Saskatchewan.

Lafleche is one of 733 covered Saskatchewan places, counted at 373 residents with a land area of 1.4 square kilometres.

For Lafleche, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Lafleche page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Lafleche ranks 396 by 2021 Census population among the covered places in Saskatchewan.

The density figure for Lafleche, 260.8 people per square kilometre, is calculated from the population and land area above.

Lafleche sits at rank 396 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Lafleche appears in the census record with 373 residents, and the density of 260.8 people per square kilometre follows from it.

The land area recorded for Lafleche is 1.4 square kilometres, and the population is 373 residents in the 2021 Census.

Where a figure for Lafleche could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.