Borrowing in La Loche, Saskatchewan

La Loche is one of the Saskatchewan places covered here, with 2,514 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for La Loche

Population for La Loche stands at 2,514 in the 2021 Census. Land area for La Loche is 15.5 square kilometres in the same census.

The arithmetic gives 162.5 people per square kilometre.

Its provincial population rank is 31 within this data set.

La Loche therefore appears at rank 31 of 733 covered Saskatchewan places, with a density of 162.5 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

La Loche appears in the census record with 2,514 residents, and the density of 162.5 people per square kilometre follows from it.

For La Loche, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for La Loche is 15.5 square kilometres, and the population is 2,514 residents in the 2021 Census.

Nothing on the La Loche page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

La Loche is one of 733 covered Saskatchewan places, counted at 2,514 residents with a land area of 15.5 square kilometres.

La Loche ranks 31 by 2021 Census population among the covered places in Saskatchewan.

Where a figure for La Loche could not be verified, the page names the publisher instead of printing a number.

Readers comparing La Loche with another community can use the same four census fields.

La Loche sits at rank 31 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The La Loche page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for La Loche, 162.5 people per square kilometre, is calculated from the population and land area above.

At 2,514 residents in the 2021 Census, La Loche is listed alongside the other covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.