Borrowing in Kelvington, Saskatchewan

This page covers borrowing in Kelvington, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The census figures for Kelvington

Kelvington recorded a population of 827 in Statistics Canada's 2021 Census of Population. The community covers 3.9 square kilometres of land.

The arithmetic gives 213.7 people per square kilometre.

By population it ranks 162 among the Saskatchewan places covered here.

Within Saskatchewan, Kelvington is place number 162 by population in this census set, at 827 residents.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A credit file is compiled by private agencies from information lenders and other creditors report. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

Kelvington appears in the census record with 827 residents, and the density of 213.7 people per square kilometre follows from it.

The density figure for Kelvington, 213.7 people per square kilometre, is calculated from the population and land area above.

For Kelvington, the two census fields above are the only local statistics used anywhere on the page.

Kelvington is one of 733 covered Saskatchewan places, counted at 827 residents with a land area of 3.9 square kilometres.

The land area recorded for Kelvington is 3.9 square kilometres, and the population is 827 residents in the 2021 Census.

Kelvington sits at rank 162 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Kelvington with another community can use the same four census fields.

The Kelvington page follows the same structure as every other place page, with population, land area, density and rank.

At 827 residents in the 2021 Census, Kelvington is listed alongside the other covered places in Saskatchewan.

Where a figure for Kelvington could not be verified, the page names the publisher instead of printing a number.

Nothing on the Kelvington page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Kelvington ranks 162 by 2021 Census population among the covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.