Borrowing in Kelvington No. 366, Saskatchewan

Kelvington No. 366 is one of the Saskatchewan communities covered here, with a 2021 Census population of 366, and borrowing there is licensed under Saskatchewan's consumer credit rules.

The census figures for Kelvington No. 366

Kelvington No. 366 recorded a population of 366 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 853.1 square kilometres of land for the community.

The calculated density is 0.4 people per square kilometre.

Its provincial population rank is 410 within this data set.

Kelvington No. 366 sits at rank 410 among the 733 Saskatchewan places here, with 366 residents in the 2021 Census.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

At 366 residents in the 2021 Census, Kelvington No. 366 is listed alongside the other covered places in Saskatchewan.

Kelvington No. 366 appears in the census record with 366 residents, and the density of 0.4 people per square kilometre follows from it.

The density figure for Kelvington No. 366, 0.4 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Kelvington No. 366 is 853.1 square kilometres, and the population is 366 residents in the 2021 Census.

Kelvington No. 366 is one of 733 covered Saskatchewan places, counted at 366 residents with a land area of 853.1 square kilometres.

Where a figure for Kelvington No. 366 could not be verified, the page names the publisher instead of printing a number.

Readers comparing Kelvington No. 366 with another community can use the same four census fields.

The Kelvington No. 366 page follows the same structure as every other place page, with population, land area, density and rank.

Kelvington No. 366 sits at rank 410 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Kelvington No. 366 ranks 410 by 2021 Census population among the covered places in Saskatchewan.

Nothing on the Kelvington No. 366 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.