Borrowing in Hoodoo No. 401, Saskatchewan

This page covers borrowing in Hoodoo No. 401, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The census figures for Hoodoo No. 401

In the 2021 Census, Hoodoo No. 401 had 802 residents. The community covers 786.7 square kilometres of land.

That gives a density of 1.0 people per square kilometre, rounded to one decimal place.

Hoodoo No. 401 ranks 168 by population among the Saskatchewan places on this site.

Within Saskatchewan, Hoodoo No. 401 is place number 168 by population in this census set, at 802 residents.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

Hoodoo No. 401 is one of 733 covered Saskatchewan places, counted at 802 residents with a land area of 786.7 square kilometres.

The Hoodoo No. 401 page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Hoodoo No. 401, 1.0 people per square kilometre, is calculated from the population and land area above.

Where a figure for Hoodoo No. 401 could not be verified, the page names the publisher instead of printing a number.

Nothing on the Hoodoo No. 401 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Hoodoo No. 401 ranks 168 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Hoodoo No. 401 with another community can use the same four census fields.

At 802 residents in the 2021 Census, Hoodoo No. 401 is listed alongside the other covered places in Saskatchewan.

The land area recorded for Hoodoo No. 401 is 786.7 square kilometres, and the population is 802 residents in the 2021 Census.

For Hoodoo No. 401, the two census fields above are the only local statistics used anywhere on the page.

Hoodoo No. 401 sits at rank 168 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Hoodoo No. 401 appears in the census record with 802 residents, and the density of 1.0 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.