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Borrowing in Hazelwood No. 94, Saskatchewan

A guide to borrowing in Hazelwood No. 94, Saskatchewan, with the 2021 Census population of 244 and the provincial rules that apply locally.

Province Saskatchewan (SK)
Population, 2021 Census 244
Land area 714.4 km²
Provincial regulator See the FCAC list

Hazelwood No. 94 is one of the Saskatchewan communities covered here, with a 2021 Census population of 244, and borrowing there is licensed under Saskatchewan's consumer credit rules.

The census figures for Hazelwood No. 94

In the 2021 Census, Hazelwood No. 94 had 244 residents. The community covers 714.4 square kilometres of land.

The arithmetic gives 0.3 people per square kilometre.

The 2021 Census population places it at rank 552 in the province.

Hazelwood No. 94 therefore appears at rank 552 of 733 covered Saskatchewan places, with a density of 0.3 people per square kilometre.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.
  • Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.

Where a figure for Hazelwood No. 94 could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Hazelwood No. 94 is 714.4 square kilometres, and the population is 244 residents in the 2021 Census.

Hazelwood No. 94 appears in the census record with 244 residents, and the density of 0.3 people per square kilometre follows from it.

At 244 residents in the 2021 Census, Hazelwood No. 94 is listed alongside the other covered places in Saskatchewan.

For Hazelwood No. 94, the two census fields above are the only local statistics used anywhere on the page.

Hazelwood No. 94 is one of 733 covered Saskatchewan places, counted at 244 residents with a land area of 714.4 square kilometres.

Hazelwood No. 94 sits at rank 552 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Hazelwood No. 94, 0.3 people per square kilometre, is calculated from the population and land area above.

Readers comparing Hazelwood No. 94 with another community can use the same four census fields.

The Hazelwood No. 94 page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Hazelwood No. 94 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Hazelwood No. 94

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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