Borrowing in Hanley, Saskatchewan

Hanley, Saskatchewan, recorded a population of 540 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The census figures for Hanley

Hanley recorded a population of 540 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 2.7 square kilometres of land for the community.

Dividing population by land area gives 203.0 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 277 within this data set.

Compared with the other 733 covered Saskatchewan places, Hanley ranks 277 by population.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

For Hanley, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Hanley with another community can use the same four census fields.

Hanley ranks 277 by 2021 Census population among the covered places in Saskatchewan.

At 540 residents in the 2021 Census, Hanley is listed alongside the other covered places in Saskatchewan.

Where a figure for Hanley could not be verified, the page names the publisher instead of printing a number.

Hanley is one of 733 covered Saskatchewan places, counted at 540 residents with a land area of 2.7 square kilometres.

The density figure for Hanley, 203.0 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Hanley is 2.7 square kilometres, and the population is 540 residents in the 2021 Census.

Nothing on the Hanley page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Hanley appears in the census record with 540 residents, and the density of 203.0 people per square kilometre follows from it.

Hanley sits at rank 277 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.