Borrowing in Hafford, Saskatchewan

Hafford is one of the Saskatchewan places covered here, with 414 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Joint applications combine two incomes and two sets of obligations in the same assessment. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Hafford

Statistics Canada's 2021 Census gives Hafford a population of 414. Statistics Canada lists 1.1 square kilometres of land for the community.

On those two figures, density is 366.4 residents per square kilometre when rounded to one decimal place.

Among covered Saskatchewan places, Hafford sits at rank 358 by population.

Hafford therefore appears at rank 358 of 733 covered Saskatchewan places, with a density of 366.4 people per square kilometre.

The density figure for Hafford, 366.4 people per square kilometre, is calculated from the population and land area above.

Where a figure for Hafford could not be verified, the page names the publisher instead of printing a number.

At 414 residents in the 2021 Census, Hafford is listed alongside the other covered places in Saskatchewan.

Hafford appears in the census record with 414 residents, and the density of 366.4 people per square kilometre follows from it.

Hafford ranks 358 by 2021 Census population among the covered places in Saskatchewan.

Hafford sits at rank 358 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Hafford is one of 733 covered Saskatchewan places, counted at 414 residents with a land area of 1.1 square kilometres.

The Hafford page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Hafford page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Hafford with another community can use the same four census fields.

The land area recorded for Hafford is 1.1 square kilometres, and the population is 414 residents in the 2021 Census.

For Hafford, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.