Borrowing in Gull Lake No. 139, Saskatchewan

This page covers borrowing in Gull Lake No. 139, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The census figures for Gull Lake No. 139

In the 2021 Census, Gull Lake No. 139 had 185 residents. 828.5 square kilometres of land are attributed to Gull Lake No. 139.

Population divided by land area produces a density of 0.2 people per square kilometre.

The community is the 618th largest place in the province within this census set.

Within Saskatchewan, Gull Lake No. 139 is place number 618 by population in this census set, at 185 residents.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

The Gull Lake No. 139 page follows the same structure as every other place page, with population, land area, density and rank.

Gull Lake No. 139 appears in the census record with 185 residents, and the density of 0.2 people per square kilometre follows from it.

Gull Lake No. 139 sits at rank 618 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Gull Lake No. 139 is one of 733 covered Saskatchewan places, counted at 185 residents with a land area of 828.5 square kilometres.

The density figure for Gull Lake No. 139, 0.2 people per square kilometre, is calculated from the population and land area above.

Gull Lake No. 139 ranks 618 by 2021 Census population among the covered places in Saskatchewan.

Nothing on the Gull Lake No. 139 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Gull Lake No. 139, the two census fields above are the only local statistics used anywhere on the page.

At 185 residents in the 2021 Census, Gull Lake No. 139 is listed alongside the other covered places in Saskatchewan.

The land area recorded for Gull Lake No. 139 is 828.5 square kilometres, and the population is 185 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.