Borrowing in Grayson, Saskatchewan

Grayson is one of the Saskatchewan places covered here, with 185 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Saskatchewan, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

The census figures for Grayson

Population for Grayson stands at 185 in the 2021 Census. 1.8 square kilometres of land are attributed to Grayson.

Population divided by land area produces a density of 103.4 people per square kilometre.

By population it ranks 617 among the Saskatchewan places covered here.

Grayson sits at rank 617 among the 733 Saskatchewan places here, with 185 residents in the 2021 Census.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

For Grayson, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Grayson is 1.8 square kilometres, and the population is 185 residents in the 2021 Census.

The Grayson page follows the same structure as every other place page, with population, land area, density and rank.

Grayson is one of 733 covered Saskatchewan places, counted at 185 residents with a land area of 1.8 square kilometres.

The density figure for Grayson, 103.4 people per square kilometre, is calculated from the population and land area above.

Readers comparing Grayson with another community can use the same four census fields.

Nothing on the Grayson page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 185 residents in the 2021 Census, Grayson is listed alongside the other covered places in Saskatchewan.

Grayson appears in the census record with 185 residents, and the density of 103.4 people per square kilometre follows from it.

Grayson ranks 617 by 2021 Census population among the covered places in Saskatchewan.

Grayson sits at rank 617 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.