Borrowing in Govan, Saskatchewan

This page covers borrowing in Govan, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The census figures for Govan

Govan recorded a population of 200 in Statistics Canada's 2021 Census of Population. The census records a land area of 1.3 square kilometres for Govan.

That gives a density of 157.5 people per square kilometre, rounded to one decimal place.

Among covered Saskatchewan places, Govan sits at rank 599 by population.

Within Saskatchewan, Govan is place number 599 by population in this census set, at 200 residents.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Joint applications combine two incomes and two sets of obligations in the same assessment. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

For Govan, the two census fields above are the only local statistics used anywhere on the page.

Govan ranks 599 by 2021 Census population among the covered places in Saskatchewan.

The land area recorded for Govan is 1.3 square kilometres, and the population is 200 residents in the 2021 Census.

Readers comparing Govan with another community can use the same four census fields.

The Govan page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Govan could not be verified, the page names the publisher instead of printing a number.

Nothing on the Govan page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Govan appears in the census record with 200 residents, and the density of 157.5 people per square kilometre follows from it.

Govan is one of 733 covered Saskatchewan places, counted at 200 residents with a land area of 1.3 square kilometres.

At 200 residents in the 2021 Census, Govan is listed alongside the other covered places in Saskatchewan.

Govan sits at rank 599 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Govan, 157.5 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.