Borrowing in Goodsoil, Saskatchewan

Goodsoil, Saskatchewan, recorded a population of 301 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Goodsoil

Statistics Canada's 2021 Census gives Goodsoil a population of 301. Its land area is 1.8 square kilometres.

On those two figures, density is 169.1 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 481 in the province.

Goodsoil sits at rank 481 among the 733 Saskatchewan places here, with 301 residents in the 2021 Census.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. A mortgage is registered against the property, which is what gives the lender its claim.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

The density figure for Goodsoil, 169.1 people per square kilometre, is calculated from the population and land area above.

Nothing on the Goodsoil page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Goodsoil ranks 481 by 2021 Census population among the covered places in Saskatchewan.

Where a figure for Goodsoil could not be verified, the page names the publisher instead of printing a number.

Goodsoil sits at rank 481 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Goodsoil is 1.8 square kilometres, and the population is 301 residents in the 2021 Census.

Readers comparing Goodsoil with another community can use the same four census fields.

For Goodsoil, the two census fields above are the only local statistics used anywhere on the page.

Goodsoil appears in the census record with 301 residents, and the density of 169.1 people per square kilometre follows from it.

The Goodsoil page follows the same structure as every other place page, with population, land area, density and rank.

At 301 residents in the 2021 Census, Goodsoil is listed alongside the other covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.