Compare loans

Borrowing in Golden West No. 95, Saskatchewan

How borrowing works in Golden West No. 95, Saskatchewan, where the 2021 Census counted 289 residents.

Province Saskatchewan (SK)
Population, 2021 Census 289
Land area 781.6 km²
Provincial regulator See the FCAC list

This page covers borrowing in Golden West No. 95, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The census figures for Golden West No. 95

Statistics Canada's 2021 Census gives Golden West No. 95 a population of 289. 781.6 square kilometres of land are attributed to Golden West No. 95.

On those two figures, density is 0.4 residents per square kilometre when rounded to one decimal place.

Among covered Saskatchewan places, Golden West No. 95 sits at rank 490 by population.

Compared with the other 733 covered Saskatchewan places, Golden West No. 95 ranks 490 by population.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
  • Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

A credit file is compiled by private agencies from information lenders and other creditors report. A mortgage is registered against the property, which is what gives the lender its claim.

Golden West No. 95 is one of 733 covered Saskatchewan places, counted at 289 residents with a land area of 781.6 square kilometres.

At 289 residents in the 2021 Census, Golden West No. 95 is listed alongside the other covered places in Saskatchewan.

Golden West No. 95 sits at rank 490 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Golden West No. 95 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Golden West No. 95, 0.4 people per square kilometre, is calculated from the population and land area above.

For Golden West No. 95, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Golden West No. 95 could not be verified, the page names the publisher instead of printing a number.

Golden West No. 95 ranks 490 by 2021 Census population among the covered places in Saskatchewan.

The land area recorded for Golden West No. 95 is 781.6 square kilometres, and the population is 289 residents in the 2021 Census.

Golden West No. 95 appears in the census record with 289 residents, and the density of 0.4 people per square kilometre follows from it.

The Golden West No. 95 page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Golden West No. 95

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Saskatoon 266,141 Regina 226,404 Prince Albert 37,756 Moose Jaw 33,665 Swift Current 16,750 Yorkton 16,280

Frequently asked questions

Related

Compare loan offers

Compare options from Canadian lending partners. We are not a lender and we do not make credit decisions.

See partner options

Advertising disclosure: loanmoose.ca may receive a referral fee if you continue through a partner link. That fee does not change the rate you are offered and it does not change what we publish. We are not a lender. Read the full disclosure.