Borrowing in Francis, Saskatchewan

Francis is one of the Saskatchewan places covered here, with 182 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Francis

182 people were counted in Francis in the 2021 Census. Land area for Francis is 0.6 square kilometres in the same census.

Population divided by land area produces a density of 293.5 people per square kilometre.

Francis ranks 622 by population among the Saskatchewan places on this site.

Francis is one of 733 places listed for Saskatchewan, ranked 622 by population and measured at 0.6 square kilometres.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Francis is one of 733 covered Saskatchewan places, counted at 182 residents with a land area of 0.6 square kilometres.

Francis appears in the census record with 182 residents, and the density of 293.5 people per square kilometre follows from it.

For Francis, the two census fields above are the only local statistics used anywhere on the page.

At 182 residents in the 2021 Census, Francis is listed alongside the other covered places in Saskatchewan.

Nothing on the Francis page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Francis is 0.6 square kilometres, and the population is 182 residents in the 2021 Census.

The Francis page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Francis with another community can use the same four census fields.

The density figure for Francis, 293.5 people per square kilometre, is calculated from the population and land area above.

Where a figure for Francis could not be verified, the page names the publisher instead of printing a number.

Francis ranks 622 by 2021 Census population among the covered places in Saskatchewan.

Francis sits at rank 622 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.