Borrowing in Fox Valley, Saskatchewan

A loan taken out in Fox Valley is governed by Saskatchewan's licensing rules, and the 2021 Census counted 259 people in the community.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

The census figures for Fox Valley

259 people were counted in Fox Valley in the 2021 Census. 0.7 square kilometres of land are attributed to Fox Valley.

The calculated density is 370.0 people per square kilometre.

Among covered Saskatchewan places, Fox Valley sits at rank 532 by population.

Fox Valley therefore appears at rank 532 of 733 covered Saskatchewan places, with a density of 370.0 people per square kilometre.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

At 259 residents in the 2021 Census, Fox Valley is listed alongside the other covered places in Saskatchewan.

Fox Valley sits at rank 532 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Fox Valley could not be verified, the page names the publisher instead of printing a number.

Nothing on the Fox Valley page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Fox Valley, 370.0 people per square kilometre, is calculated from the population and land area above.

Fox Valley appears in the census record with 259 residents, and the density of 370.0 people per square kilometre follows from it.

The Fox Valley page follows the same structure as every other place page, with population, land area, density and rank.

Fox Valley is one of 733 covered Saskatchewan places, counted at 259 residents with a land area of 0.7 square kilometres.

For Fox Valley, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Fox Valley is 0.7 square kilometres, and the population is 259 residents in the 2021 Census.

Fox Valley ranks 532 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Fox Valley with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.