Borrowing in Fish Creek No. 402, Saskatchewan

A loan taken out in Fish Creek No. 402 is governed by Saskatchewan's licensing rules, and the 2021 Census counted 364 people in the community.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Fish Creek No. 402

The 2021 Census counted 364 residents in Fish Creek No. 402. Statistics Canada lists 584.0 square kilometres of land for the community.

On those two figures, density is 0.6 residents per square kilometre when rounded to one decimal place.

By population it ranks 413 among the Saskatchewan places covered here.

Fish Creek No. 402 is one of 733 places listed for Saskatchewan, ranked 413 by population and measured at 584.0 square kilometres.

Nothing on the Fish Creek No. 402 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 364 residents in the 2021 Census, Fish Creek No. 402 is listed alongside the other covered places in Saskatchewan.

Readers comparing Fish Creek No. 402 with another community can use the same four census fields.

The density figure for Fish Creek No. 402, 0.6 people per square kilometre, is calculated from the population and land area above.

Where a figure for Fish Creek No. 402 could not be verified, the page names the publisher instead of printing a number.

The Fish Creek No. 402 page follows the same structure as every other place page, with population, land area, density and rank.

Fish Creek No. 402 appears in the census record with 364 residents, and the density of 0.6 people per square kilometre follows from it.

Fish Creek No. 402 is one of 733 covered Saskatchewan places, counted at 364 residents with a land area of 584.0 square kilometres.

For Fish Creek No. 402, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Fish Creek No. 402 is 584.0 square kilometres, and the population is 364 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.