Compare loans

Borrowing in Enfield No. 194, Saskatchewan

How borrowing works in Enfield No. 194, Saskatchewan, where the 2021 Census counted 268 residents.

Province Saskatchewan (SK)
Population, 2021 Census 268
Land area 1003.9 km²
Provincial regulator See the FCAC list

This page covers borrowing in Enfield No. 194, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

A credit file is compiled by private agencies from information lenders and other creditors report. Joint applications combine two incomes and two sets of obligations in the same assessment.

The census figures for Enfield No. 194

In the 2021 Census, Enfield No. 194 had 268 residents. 1003.9 square kilometres of land are attributed to Enfield No. 194.

On those two figures, density is 0.3 residents per square kilometre when rounded to one decimal place.

Enfield No. 194 ranks 521 by population among the Saskatchewan places on this site.

Enfield No. 194 sits at rank 521 among the 733 Saskatchewan places here, with 268 residents in the 2021 Census.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
  • No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

For Enfield No. 194, the two census fields above are the only local statistics used anywhere on the page.

Enfield No. 194 appears in the census record with 268 residents, and the density of 0.3 people per square kilometre follows from it.

The Enfield No. 194 page follows the same structure as every other place page, with population, land area, density and rank.

Enfield No. 194 is one of 733 covered Saskatchewan places, counted at 268 residents with a land area of 1003.9 square kilometres.

Nothing on the Enfield No. 194 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Enfield No. 194 ranks 521 by 2021 Census population among the covered places in Saskatchewan.

The land area recorded for Enfield No. 194 is 1003.9 square kilometres, and the population is 268 residents in the 2021 Census.

Readers comparing Enfield No. 194 with another community can use the same four census fields.

Enfield No. 194 sits at rank 521 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Enfield No. 194, 0.3 people per square kilometre, is calculated from the population and land area above.

Where a figure for Enfield No. 194 could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Enfield No. 194

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Frequently asked questions

Related

Compare loan offers

Compare options from Canadian lending partners. We are not a lender and we do not make credit decisions.

See partner options

Advertising disclosure: loanmoose.ca may receive a referral fee if you continue through a partner link. That fee does not change the rate you are offered and it does not change what we publish. We are not a lender. Read the full disclosure.