Borrowing in Elrose, Saskatchewan

Elrose is one of the Saskatchewan places covered here, with 470 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

The census figures for Elrose

470 people were counted in Elrose in the 2021 Census. 2.9 square kilometres of land are attributed to Elrose.

That gives a density of 162.6 people per square kilometre, rounded to one decimal place.

Elrose ranks 323 by population among the Saskatchewan places on this site.

Elrose is one of 733 places listed for Saskatchewan, ranked 323 by population and measured at 2.9 square kilometres.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

At 470 residents in the 2021 Census, Elrose is listed alongside the other covered places in Saskatchewan.

The Elrose page follows the same structure as every other place page, with population, land area, density and rank.

Elrose ranks 323 by 2021 Census population among the covered places in Saskatchewan.

Elrose is one of 733 covered Saskatchewan places, counted at 470 residents with a land area of 2.9 square kilometres.

Where a figure for Elrose could not be verified, the page names the publisher instead of printing a number.

The density figure for Elrose, 162.6 people per square kilometre, is calculated from the population and land area above.

Elrose appears in the census record with 470 residents, and the density of 162.6 people per square kilometre follows from it.

Elrose sits at rank 323 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Elrose page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Elrose is 2.9 square kilometres, and the population is 470 residents in the 2021 Census.

For Elrose, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Elrose with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.