Borrowing in Edam, Saskatchewan

This page covers borrowing in Edam, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The census figures for Edam

Statistics Canada's 2021 Census gives Edam a population of 476. The census records a land area of 1.1 square kilometres for Edam.

Dividing population by land area gives 417.5 residents per square kilometre, rounded to one decimal place.

Among covered Saskatchewan places, Edam sits at rank 316 by population.

Compared with the other 733 covered Saskatchewan places, Edam ranks 316 by population.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Joint applications combine two incomes and two sets of obligations in the same assessment.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

At 476 residents in the 2021 Census, Edam is listed alongside the other covered places in Saskatchewan.

Where a figure for Edam could not be verified, the page names the publisher instead of printing a number.

Edam sits at rank 316 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

For Edam, the two census fields above are the only local statistics used anywhere on the page.

Edam ranks 316 by 2021 Census population among the covered places in Saskatchewan.

Edam appears in the census record with 476 residents, and the density of 417.5 people per square kilometre follows from it.

Readers comparing Edam with another community can use the same four census fields.

The land area recorded for Edam is 1.1 square kilometres, and the population is 476 residents in the 2021 Census.

Edam is one of 733 covered Saskatchewan places, counted at 476 residents with a land area of 1.1 square kilometres.

Nothing on the Edam page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Edam, 417.5 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.