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Borrowing in Duck Lake No. 463, Saskatchewan

A guide to borrowing in Duck Lake No. 463, Saskatchewan, with the 2021 Census population of 1,010 and the provincial rules that apply locally.

Province Saskatchewan (SK)
Population, 2021 Census 1,010
Land area 1034.5 km²
Provincial regulator See the FCAC list

Duck Lake No. 463, Saskatchewan, recorded a population of 1,010 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

The census figures for Duck Lake No. 463

Statistics Canada's 2021 Census gives Duck Lake No. 463 a population of 1,010. The community covers 1034.5 square kilometres of land.

Dividing population by land area gives 1.0 residents per square kilometre, rounded to one decimal place.

By population it ranks 122 among the Saskatchewan places covered here.

The place record for Duck Lake No. 463 covers 1034.5 square kilometres and 1,010 residents, a density of 1.0 people per square kilometre.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

Nothing on the Duck Lake No. 463 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Duck Lake No. 463 with another community can use the same four census fields.

For Duck Lake No. 463, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Duck Lake No. 463 could not be verified, the page names the publisher instead of printing a number.

At 1,010 residents in the 2021 Census, Duck Lake No. 463 is listed alongside the other covered places in Saskatchewan.

The Duck Lake No. 463 page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Duck Lake No. 463, 1.0 people per square kilometre, is calculated from the population and land area above.

Duck Lake No. 463 sits at rank 122 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Duck Lake No. 463 is 1034.5 square kilometres, and the population is 1,010 residents in the 2021 Census.

Duck Lake No. 463 ranks 122 by 2021 Census population among the covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Duck Lake No. 463

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Saskatoon 266,141 Regina 226,404 Prince Albert 37,756 Moose Jaw 33,665 Swift Current 16,750 Yorkton 16,280

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