Borrowing in Cupar, Saskatchewan

This page covers borrowing in Cupar, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The census figures for Cupar

Population for Cupar stands at 598 in the 2021 Census. Land area for Cupar is 0.9 square kilometres in the same census.

Population divided by land area produces a density of 695.3 people per square kilometre.

Among covered Saskatchewan places, Cupar sits at rank 250 by population.

Compared with the other 733 covered Saskatchewan places, Cupar ranks 250 by population.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

For Cupar, the two census fields above are the only local statistics used anywhere on the page.

Cupar appears in the census record with 598 residents, and the density of 695.3 people per square kilometre follows from it.

At 598 residents in the 2021 Census, Cupar is listed alongside the other covered places in Saskatchewan.

The land area recorded for Cupar is 0.9 square kilometres, and the population is 598 residents in the 2021 Census.

Cupar ranks 250 by 2021 Census population among the covered places in Saskatchewan.

The Cupar page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Cupar could not be verified, the page names the publisher instead of printing a number.

Nothing on the Cupar page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Cupar is one of 733 covered Saskatchewan places, counted at 598 residents with a land area of 0.9 square kilometres.

Cupar sits at rank 250 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Cupar, 695.3 people per square kilometre, is calculated from the population and land area above.

Readers comparing Cupar with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.