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Borrowing in Creighton, Saskatchewan

Population 1,203, land area 12.9 square kilometres: the census facts for Creighton, plus how consumer credit is regulated in Saskatchewan.

Province Saskatchewan (SK)
Population, 2021 Census 1,203
Land area 12.9 km²
Provincial regulator See the FCAC list

Creighton is one of the Saskatchewan communities covered here, with a 2021 Census population of 1,203, and borrowing there is licensed under Saskatchewan's consumer credit rules.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Creighton

Creighton recorded a population of 1,203 in Statistics Canada's 2021 Census of Population. Land area for Creighton is 12.9 square kilometres in the same census.

That gives a density of 93.1 people per square kilometre, rounded to one decimal place.

The community is the 97th largest place in the province within this census set.

The place record for Creighton covers 12.9 square kilometres and 1,203 residents, a density of 93.1 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
  • Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Creighton appears in the census record with 1,203 residents, and the density of 93.1 people per square kilometre follows from it.

The land area recorded for Creighton is 12.9 square kilometres, and the population is 1,203 residents in the 2021 Census.

For Creighton, the two census fields above are the only local statistics used anywhere on the page.

At 1,203 residents in the 2021 Census, Creighton is listed alongside the other covered places in Saskatchewan.

Nothing on the Creighton page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Creighton ranks 97 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Creighton with another community can use the same four census fields.

Creighton is one of 733 covered Saskatchewan places, counted at 1,203 residents with a land area of 12.9 square kilometres.

Creighton sits at rank 97 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Creighton, 93.1 people per square kilometre, is calculated from the population and land area above.

The Creighton page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Creighton could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Creighton

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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