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Borrowing in Craven, Saskatchewan

A guide to borrowing in Craven, Saskatchewan, with the 2021 Census population of 266 and the provincial rules that apply locally.

Province Saskatchewan (SK)
Population, 2021 Census 266
Land area 1.2 km²
Provincial regulator See the FCAC list

A loan taken out in Craven is governed by Saskatchewan's licensing rules, and the 2021 Census counted 266 people in the community.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Craven

Statistics Canada's 2021 Census gives Craven a population of 266. The community covers 1.2 square kilometres of land.

On those two figures, density is 218.0 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 524 within this data set.

Craven is one of 733 places listed for Saskatchewan, ranked 524 by population and measured at 1.2 square kilometres.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

  • Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
  • Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. Joint applications combine two incomes and two sets of obligations in the same assessment.

Craven is one of 733 covered Saskatchewan places, counted at 266 residents with a land area of 1.2 square kilometres.

The land area recorded for Craven is 1.2 square kilometres, and the population is 266 residents in the 2021 Census.

Craven ranks 524 by 2021 Census population among the covered places in Saskatchewan.

The density figure for Craven, 218.0 people per square kilometre, is calculated from the population and land area above.

The Craven page follows the same structure as every other place page, with population, land area, density and rank.

Craven appears in the census record with 266 residents, and the density of 218.0 people per square kilometre follows from it.

Craven sits at rank 524 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

For Craven, the two census fields above are the only local statistics used anywhere on the page.

At 266 residents in the 2021 Census, Craven is listed alongside the other covered places in Saskatchewan.

Nothing on the Craven page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Craven with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Craven

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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