Borrowing in Cote 64, Saskatchewan

With 799 residents counted in the 2021 Census, Cote 64 sits inside Saskatchewan's provincial lending framework.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Cote 64

In the 2021 Census, Cote 64 had 799 residents. Its land area is 83.9 square kilometres.

The arithmetic gives 9.5 people per square kilometre.

The community is the 169th largest place in the province within this census set.

Cote 64 therefore appears at rank 169 of 733 covered Saskatchewan places, with a density of 9.5 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. Joint applications combine two incomes and two sets of obligations in the same assessment.

Readers comparing Cote 64 with another community can use the same four census fields.

The Cote 64 page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Cote 64 is 83.9 square kilometres, and the population is 799 residents in the 2021 Census.

Cote 64 sits at rank 169 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Cote 64 is one of 733 covered Saskatchewan places, counted at 799 residents with a land area of 83.9 square kilometres.

For Cote 64, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Cote 64, 9.5 people per square kilometre, is calculated from the population and land area above.

Where a figure for Cote 64 could not be verified, the page names the publisher instead of printing a number.

At 799 residents in the 2021 Census, Cote 64 is listed alongside the other covered places in Saskatchewan.

Nothing on the Cote 64 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Cote 64 appears in the census record with 799 residents, and the density of 9.5 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.