Borrowing in Colonsay No. 342, Saskatchewan

With 260 residents counted in the 2021 Census, Colonsay No. 342 sits inside Saskatchewan's provincial lending framework.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Debt management plans are administered by accredited credit counsellors, and they are not loans. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Colonsay No. 342

In the 2021 Census, Colonsay No. 342 had 260 residents. 548.5 square kilometres of land are attributed to Colonsay No. 342.

On those two figures, density is 0.5 residents per square kilometre when rounded to one decimal place.

Colonsay No. 342 ranks 531 by population among the Saskatchewan places on this site.

Colonsay No. 342 is one of 733 places listed for Saskatchewan, ranked 531 by population and measured at 548.5 square kilometres.

Colonsay No. 342 is one of 733 covered Saskatchewan places, counted at 260 residents with a land area of 548.5 square kilometres.

Where a figure for Colonsay No. 342 could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Colonsay No. 342 is 548.5 square kilometres, and the population is 260 residents in the 2021 Census.

Colonsay No. 342 appears in the census record with 260 residents, and the density of 0.5 people per square kilometre follows from it.

The Colonsay No. 342 page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Colonsay No. 342 with another community can use the same four census fields.

The density figure for Colonsay No. 342, 0.5 people per square kilometre, is calculated from the population and land area above.

Colonsay No. 342 sits at rank 531 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

At 260 residents in the 2021 Census, Colonsay No. 342 is listed alongside the other covered places in Saskatchewan.

Colonsay No. 342 ranks 531 by 2021 Census population among the covered places in Saskatchewan.

Nothing on the Colonsay No. 342 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Colonsay No. 342, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.