Borrowing in Chaplin, Saskatchewan

Chaplin, Saskatchewan, recorded a population of 222 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list Saskatchewan among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Chaplin

The 2021 Census counted 222 residents in Chaplin. Statistics Canada lists 1.1 square kilometres of land for the community.

On those two figures, density is 193.0 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 571 in the province.

Chaplin therefore appears at rank 571 of 733 covered Saskatchewan places, with a density of 193.0 people per square kilometre.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

The land area recorded for Chaplin is 1.1 square kilometres, and the population is 222 residents in the 2021 Census.

Chaplin is one of 733 covered Saskatchewan places, counted at 222 residents with a land area of 1.1 square kilometres.

For Chaplin, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Chaplin, 193.0 people per square kilometre, is calculated from the population and land area above.

At 222 residents in the 2021 Census, Chaplin is listed alongside the other covered places in Saskatchewan.

Chaplin sits at rank 571 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Chaplin page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Chaplin appears in the census record with 222 residents, and the density of 193.0 people per square kilometre follows from it.

The Chaplin page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Chaplin could not be verified, the page names the publisher instead of printing a number.

Chaplin ranks 571 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Chaplin with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.