Borrowing in Calder No. 241, Saskatchewan

Calder No. 241, Saskatchewan, recorded a population of 344 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Calder No. 241

344 people were counted in Calder No. 241 in the 2021 Census. Land area for Calder No. 241 is 790.9 square kilometres in the same census.

The arithmetic gives 0.4 people per square kilometre.

The 2021 Census population places it at rank 433 in the province.

Within Saskatchewan, Calder No. 241 is place number 433 by population in this census set, at 344 residents.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

The Calder No. 241 page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Calder No. 241 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 344 residents in the 2021 Census, Calder No. 241 is listed alongside the other covered places in Saskatchewan.

Calder No. 241 ranks 433 by 2021 Census population among the covered places in Saskatchewan.

For Calder No. 241, the two census fields above are the only local statistics used anywhere on the page.

Calder No. 241 is one of 733 covered Saskatchewan places, counted at 344 residents with a land area of 790.9 square kilometres.

The land area recorded for Calder No. 241 is 790.9 square kilometres, and the population is 344 residents in the 2021 Census.

Calder No. 241 sits at rank 433 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Calder No. 241, 0.4 people per square kilometre, is calculated from the population and land area above.

Readers comparing Calder No. 241 with another community can use the same four census fields.

Calder No. 241 appears in the census record with 344 residents, and the density of 0.4 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.