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Borrowing in Buffalo Narrows, Saskatchewan

A guide to borrowing in Buffalo Narrows, Saskatchewan, with the 2021 Census population of 1,014 and the provincial rules that apply locally.

Province Saskatchewan (SK)
Population, 2021 Census 1,014
Land area 68.0 km²
Provincial regulator See the FCAC list

A loan taken out in Buffalo Narrows is governed by Saskatchewan's licensing rules, and the 2021 Census counted 1,014 people in the community.

The census figures for Buffalo Narrows

1,014 people were counted in Buffalo Narrows in the 2021 Census. 68.0 square kilometres of land are attributed to Buffalo Narrows.

Population divided by land area produces a density of 14.9 people per square kilometre.

By population it ranks 120 among the Saskatchewan places covered here.

Buffalo Narrows is one of 733 places listed for Saskatchewan, ranked 120 by population and measured at 68.0 square kilometres.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
  • Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

Nothing on the Buffalo Narrows page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Buffalo Narrows is 68.0 square kilometres, and the population is 1,014 residents in the 2021 Census.

Readers comparing Buffalo Narrows with another community can use the same four census fields.

Buffalo Narrows ranks 120 by 2021 Census population among the covered places in Saskatchewan.

Buffalo Narrows sits at rank 120 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Buffalo Narrows is one of 733 covered Saskatchewan places, counted at 1,014 residents with a land area of 68.0 square kilometres.

For Buffalo Narrows, the two census fields above are the only local statistics used anywhere on the page.

Buffalo Narrows appears in the census record with 1,014 residents, and the density of 14.9 people per square kilometre follows from it.

The density figure for Buffalo Narrows, 14.9 people per square kilometre, is calculated from the population and land area above.

Where a figure for Buffalo Narrows could not be verified, the page names the publisher instead of printing a number.

At 1,014 residents in the 2021 Census, Buffalo Narrows is listed alongside the other covered places in Saskatchewan.

The Buffalo Narrows page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Buffalo Narrows

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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