Borrowing in Bird's Point, Saskatchewan

Bird's Point is one of the Saskatchewan communities covered here, with a 2021 Census population of 150, and borrowing there is licensed under Saskatchewan's consumer credit rules.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. An application usually asks for identification, income evidence, banking details and a statement of obligations.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

The census figures for Bird's Point

Statistics Canada's 2021 Census gives Bird's Point a population of 150. The community covers 0.6 square kilometres of land.

The calculated density is 254.2 people per square kilometre.

The community is the 662nd largest place in the province within this census set.

Within Saskatchewan, Bird's Point is place number 662 by population in this census set, at 150 residents.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

Nothing on the Bird's Point page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Bird's Point page follows the same structure as every other place page, with population, land area, density and rank.

At 150 residents in the 2021 Census, Bird's Point is listed alongside the other covered places in Saskatchewan.

Readers comparing Bird's Point with another community can use the same four census fields.

The density figure for Bird's Point, 254.2 people per square kilometre, is calculated from the population and land area above.

Bird's Point ranks 662 by 2021 Census population among the covered places in Saskatchewan.

Bird's Point sits at rank 662 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Bird's Point could not be verified, the page names the publisher instead of printing a number.

For Bird's Point, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.