Borrowing in Birch Hills, Saskatchewan

With 1,066 residents counted in the 2021 Census, Birch Hills sits inside Saskatchewan's provincial lending framework.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

An application usually asks for identification, income evidence, banking details and a statement of obligations. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Birch Hills

Statistics Canada's 2021 Census gives Birch Hills a population of 1,066. The census records a land area of 2.4 square kilometres for Birch Hills.

Dividing population by land area gives 446.0 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 111 within this data set.

Birch Hills is one of 733 places listed for Saskatchewan, ranked 111 by population and measured at 2.4 square kilometres.

The density figure for Birch Hills, 446.0 people per square kilometre, is calculated from the population and land area above.

Birch Hills appears in the census record with 1,066 residents, and the density of 446.0 people per square kilometre follows from it.

The Birch Hills page follows the same structure as every other place page, with population, land area, density and rank.

Birch Hills is one of 733 covered Saskatchewan places, counted at 1,066 residents with a land area of 2.4 square kilometres.

Birch Hills ranks 111 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Birch Hills with another community can use the same four census fields.

Birch Hills sits at rank 111 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

At 1,066 residents in the 2021 Census, Birch Hills is listed alongside the other covered places in Saskatchewan.

The land area recorded for Birch Hills is 2.4 square kilometres, and the population is 1,066 residents in the 2021 Census.

Nothing on the Birch Hills page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.