Borrowing in Balgonie, Saskatchewan

With 1,756 residents counted in the 2021 Census, Balgonie sits inside Saskatchewan's provincial lending framework.

The census figures for Balgonie

Population for Balgonie stands at 1,756 in the 2021 Census. Land area for Balgonie is 4.8 square kilometres in the same census.

Population divided by land area produces a density of 368.9 people per square kilometre.

The 2021 Census population places it at rank 58 in the province.

Compared with the other 733 covered Saskatchewan places, Balgonie ranks 58 by population.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. Debt management plans are administered by accredited credit counsellors, and they are not loans.

The land area recorded for Balgonie is 4.8 square kilometres, and the population is 1,756 residents in the 2021 Census.

For Balgonie, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Balgonie, 368.9 people per square kilometre, is calculated from the population and land area above.

Balgonie ranks 58 by 2021 Census population among the covered places in Saskatchewan.

Balgonie appears in the census record with 1,756 residents, and the density of 368.9 people per square kilometre follows from it.

Balgonie is one of 733 covered Saskatchewan places, counted at 1,756 residents with a land area of 4.8 square kilometres.

Balgonie sits at rank 58 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The Balgonie page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Balgonie page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 1,756 residents in the 2021 Census, Balgonie is listed alongside the other covered places in Saskatchewan.

Where a figure for Balgonie could not be verified, the page names the publisher instead of printing a number.

Readers comparing Balgonie with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.