Borrowing in Allan, Saskatchewan

A loan taken out in Allan is governed by Saskatchewan's licensing rules, and the 2021 Census counted 625 people in the community.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

The census figures for Allan

Allan recorded a population of 625 in Statistics Canada's 2021 Census of Population. Land area for Allan is 1.8 square kilometres in the same census.

The arithmetic gives 347.2 people per square kilometre.

Allan ranks 231 by population among the Saskatchewan places on this site.

Allan therefore appears at rank 231 of 733 covered Saskatchewan places, with a density of 347.2 people per square kilometre.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

At the small end of the census range, the community still borrows inside the province's licensing system.

Where a figure for Allan could not be verified, the page names the publisher instead of printing a number.

The Allan page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Allan page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Allan, 347.2 people per square kilometre, is calculated from the population and land area above.

Readers comparing Allan with another community can use the same four census fields.

The land area recorded for Allan is 1.8 square kilometres, and the population is 625 residents in the 2021 Census.

Allan sits at rank 231 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

At 625 residents in the 2021 Census, Allan is listed alongside the other covered places in Saskatchewan.

Allan ranks 231 by 2021 Census population among the covered places in Saskatchewan.

Allan is one of 733 covered Saskatchewan places, counted at 625 residents with a land area of 1.8 square kilometres.

For Allan, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.