Borrowing in Alameda, Saskatchewan

With 345 residents counted in the 2021 Census, Alameda sits inside Saskatchewan's provincial lending framework.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A credit file is compiled by private agencies from information lenders and other creditors report. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

The census figures for Alameda

345 people were counted in Alameda in the 2021 Census. The community covers 2.5 square kilometres of land.

Population divided by land area produces a density of 136.4 people per square kilometre.

By population it ranks 431 among the Saskatchewan places covered here.

Within Saskatchewan, Alameda is place number 431 by population in this census set, at 345 residents.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The density figure for Alameda, 136.4 people per square kilometre, is calculated from the population and land area above.

Nothing on the Alameda page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Alameda could not be verified, the page names the publisher instead of printing a number.

Alameda ranks 431 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Alameda with another community can use the same four census fields.

The Alameda page follows the same structure as every other place page, with population, land area, density and rank.

At 345 residents in the 2021 Census, Alameda is listed alongside the other covered places in Saskatchewan.

The land area recorded for Alameda is 2.5 square kilometres, and the population is 345 residents in the 2021 Census.

Alameda appears in the census record with 345 residents, and the density of 136.4 people per square kilometre follows from it.

For Alameda, the two census fields above are the only local statistics used anywhere on the page.

Alameda is one of 733 covered Saskatchewan places, counted at 345 residents with a land area of 2.5 square kilometres.

Alameda sits at rank 431 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.