Borrowing in Abernethy, Saskatchewan

With 190 residents counted in the 2021 Census, Abernethy sits inside Saskatchewan's provincial lending framework.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Abernethy

Abernethy recorded a population of 190 in Statistics Canada's 2021 Census of Population. Its land area is 1.0 square kilometres.

The calculated density is 193.9 people per square kilometre.

Among covered Saskatchewan places, Abernethy sits at rank 610 by population.

Abernethy therefore appears at rank 610 of 733 covered Saskatchewan places, with a density of 193.9 people per square kilometre.

Abernethy appears in the census record with 190 residents, and the density of 193.9 people per square kilometre follows from it.

The Abernethy page follows the same structure as every other place page, with population, land area, density and rank.

Abernethy is one of 733 covered Saskatchewan places, counted at 190 residents with a land area of 1.0 square kilometres.

At 190 residents in the 2021 Census, Abernethy is listed alongside the other covered places in Saskatchewan.

Abernethy ranks 610 by 2021 Census population among the covered places in Saskatchewan.

The density figure for Abernethy, 193.9 people per square kilometre, is calculated from the population and land area above.

For Abernethy, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Abernethy page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Abernethy with another community can use the same four census fields.

Abernethy sits at rank 610 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Abernethy is 1.0 square kilometres, and the population is 190 residents in the 2021 Census.

Where a figure for Abernethy could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.