Borrowing in Wickham, Quebec

This page covers borrowing in Wickham, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Wickham

In the 2021 Census, Wickham had 2,587 residents. The census records a land area of 98.6 square kilometres for Wickham.

The arithmetic gives 26.2 people per square kilometre.

By population it ranks 321 among the Quebec places covered here.

The place record for Wickham covers 98.6 square kilometres and 2,587 residents, a density of 26.2 people per square kilometre.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

The Wickham page follows the same structure as every other place page, with population, land area, density and rank.

For Wickham, the two census fields above are the only local statistics used anywhere on the page.

At 2,587 residents in the 2021 Census, Wickham is listed alongside the other covered places in Quebec.

The land area recorded for Wickham is 98.6 square kilometres, and the population is 2,587 residents in the 2021 Census.

Wickham ranks 321 by 2021 Census population among the covered places in Quebec.

Where a figure for Wickham could not be verified, the page names the publisher instead of printing a number.

Wickham appears in the census record with 2,587 residents, and the density of 26.2 people per square kilometre follows from it.

Wickham sits at rank 321 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Wickham with another community can use the same four census fields.

Wickham is one of 1150 covered Quebec places, counted at 2,587 residents with a land area of 98.6 square kilometres.

The density figure for Wickham, 26.2 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.