Borrowing in Laval, Quebec

Laval is one of the Quebec places covered here, with 438,366 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

The upper-middle band covers substantial cities, each licensed under the same provincial framework.

The census figures for Laval

The 2021 Census counted 438,366 residents in Laval. Its land area is 246.1 square kilometres.

On those two figures, density is 1781.0 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 3 in the province.

Laval therefore appears at rank 3 of 1150 covered Quebec places, with a density of 1781.0 people per square kilometre.

Nothing on the Laval page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Laval appears in the census record with 438,366 residents, and the density of 1781.0 people per square kilometre follows from it.

Laval ranks 3 by 2021 Census population among the covered places in Quebec.

Laval is one of 1150 covered Quebec places, counted at 438,366 residents with a land area of 246.1 square kilometres.

For Laval, the two census fields above are the only local statistics used anywhere on the page.

The Laval page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Laval with another community can use the same four census fields.

Laval sits at rank 3 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Laval, 1781.0 people per square kilometre, is calculated from the population and land area above.

At 438,366 residents in the 2021 Census, Laval is listed alongside the other covered places in Quebec.

Where a figure for Laval could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.