Borrowing in Wendake, Quebec

With 2,200 residents counted in the 2021 Census, Wendake sits inside Quebec's provincial lending framework.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Wendake

The 2021 Census counted 2,200 residents in Wendake. Its land area is 1.7 square kilometres.

Dividing population by land area gives 1264.4 residents per square kilometre, rounded to one decimal place.

Among covered Quebec places, Wendake sits at rank 376 by population.

Within Quebec, Wendake is place number 376 by population in this census set, at 2,200 residents.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Nothing on the Wendake page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Wendake with another community can use the same four census fields.

The density figure for Wendake, 1264.4 people per square kilometre, is calculated from the population and land area above.

Wendake appears in the census record with 2,200 residents, and the density of 1264.4 people per square kilometre follows from it.

The Wendake page follows the same structure as every other place page, with population, land area, density and rank.

Wendake ranks 376 by 2021 Census population among the covered places in Quebec.

Where a figure for Wendake could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Wendake is 1.7 square kilometres, and the population is 2,200 residents in the 2021 Census.

Wendake is one of 1150 covered Quebec places, counted at 2,200 residents with a land area of 1.7 square kilometres.

For Wendake, the two census fields above are the only local statistics used anywhere on the page.

Wendake sits at rank 376 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.