Borrowing in Villeroy, Quebec

Villeroy is one of the Quebec places covered here, with 488 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Villeroy

Statistics Canada's 2021 Census gives Villeroy a population of 488. 101.9 square kilometres of land are attributed to Villeroy.

Population divided by land area produces a density of 4.8 people per square kilometre.

Its provincial population rank is 932 within this data set.

Within Quebec, Villeroy is place number 932 by population in this census set, at 488 residents.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

The land area recorded for Villeroy is 101.9 square kilometres, and the population is 488 residents in the 2021 Census.

Nothing on the Villeroy page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Villeroy ranks 932 by 2021 Census population among the covered places in Quebec.

The density figure for Villeroy, 4.8 people per square kilometre, is calculated from the population and land area above.

Villeroy sits at rank 932 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Villeroy, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Villeroy could not be verified, the page names the publisher instead of printing a number.

Readers comparing Villeroy with another community can use the same four census fields.

Villeroy is one of 1150 covered Quebec places, counted at 488 residents with a land area of 101.9 square kilometres.

At 488 residents in the 2021 Census, Villeroy is listed alongside the other covered places in Quebec.

The Villeroy page follows the same structure as every other place page, with population, land area, density and rank.

Villeroy appears in the census record with 488 residents, and the density of 4.8 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.