Borrowing in Valcourt, Quebec

With 1,029 residents counted in the 2021 Census, Valcourt sits inside Quebec's provincial lending framework.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A mortgage is registered against the property, which is what gives the lender its claim. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

The census figures for Valcourt

In the 2021 Census, Valcourt had 1,029 residents. The census records a land area of 80.4 square kilometres for Valcourt.

Population divided by land area produces a density of 12.8 people per square kilometre.

By population it ranks 650 among the Quebec places covered here.

The place record for Valcourt covers 80.4 square kilometres and 1,029 residents, a density of 12.8 people per square kilometre.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

At 1,029 residents in the 2021 Census, Valcourt is listed alongside the other covered places in Quebec.

Valcourt ranks 650 by 2021 Census population among the covered places in Quebec.

Valcourt appears in the census record with 1,029 residents, and the density of 12.8 people per square kilometre follows from it.

Where a figure for Valcourt could not be verified, the page names the publisher instead of printing a number.

Valcourt sits at rank 650 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Valcourt, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Valcourt with another community can use the same four census fields.

Valcourt is one of 1150 covered Quebec places, counted at 1,029 residents with a land area of 80.4 square kilometres.

The density figure for Valcourt, 12.8 people per square kilometre, is calculated from the population and land area above.

The Valcourt page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Valcourt is 80.4 square kilometres, and the population is 1,029 residents in the 2021 Census.

Nothing on the Valcourt page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.