Borrowing in Val-d'Or, Quebec

With 32,752 residents counted in the 2021 Census, Val-d'Or sits inside Quebec's provincial lending framework.

The census figures for Val-d'Or

Val-d'Or recorded a population of 32,752 in Statistics Canada's 2021 Census of Population. Its land area is 3536.8 square kilometres.

The calculated density is 9.3 people per square kilometre.

Val-d'Or ranks 35 by population among the Quebec places on this site.

Val-d'Or is one of 1150 places listed for Quebec, ranked 35 by population and measured at 3536.8 square kilometres.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Places in the middle band are mid-sized by Canadian standards, and the products compared here are the same provincial set.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Val-d'Or is one of 1150 covered Quebec places, counted at 32,752 residents with a land area of 3536.8 square kilometres.

The Val-d'Or page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Val-d'Or, 9.3 people per square kilometre, is calculated from the population and land area above.

Val-d'Or appears in the census record with 32,752 residents, and the density of 9.3 people per square kilometre follows from it.

Nothing on the Val-d'Or page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Val-d'Or ranks 35 by 2021 Census population among the covered places in Quebec.

At 32,752 residents in the 2021 Census, Val-d'Or is listed alongside the other covered places in Quebec.

Where a figure for Val-d'Or could not be verified, the page names the publisher instead of printing a number.

Val-d'Or sits at rank 35 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Val-d'Or is 3536.8 square kilometres, and the population is 32,752 residents in the 2021 Census.

For Val-d'Or, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Val-d'Or with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.