Borrowing in Stanstead, Quebec

With 2,824 residents counted in the 2021 Census, Stanstead sits inside Quebec's provincial lending framework.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Joint applications combine two incomes and two sets of obligations in the same assessment. A credit file is compiled by private agencies from information lenders and other creditors report.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

The census figures for Stanstead

The 2021 Census counted 2,824 residents in Stanstead. 21.9 square kilometres of land are attributed to Stanstead.

On those two figures, density is 128.7 residents per square kilometre when rounded to one decimal place.

The community is the 293rd largest place in the province within this census set.

Within Quebec, Stanstead is place number 293 by population in this census set, at 2,824 residents.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

Where a figure for Stanstead could not be verified, the page names the publisher instead of printing a number.

Nothing on the Stanstead page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Stanstead with another community can use the same four census fields.

The Stanstead page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Stanstead, 128.7 people per square kilometre, is calculated from the population and land area above.

Stanstead sits at rank 293 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Stanstead, the two census fields above are the only local statistics used anywhere on the page.

At 2,824 residents in the 2021 Census, Stanstead is listed alongside the other covered places in Quebec.

Stanstead is one of 1150 covered Quebec places, counted at 2,824 residents with a land area of 21.9 square kilometres.

The land area recorded for Stanstead is 21.9 square kilometres, and the population is 2,824 residents in the 2021 Census.

Stanstead appears in the census record with 2,824 residents, and the density of 128.7 people per square kilometre follows from it.

Stanstead ranks 293 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.