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Borrowing in Sainte-Thérèse-de-la-Gatineau, Quebec

Population 588, land area 60.7 square kilometres: the census facts for Sainte-Thérèse-de-la-Gatineau, plus how consumer credit is regulated in Quebec.

Province Quebec (QC)
Population, 2021 Census 588
Land area 60.7 km²
Provincial regulator See the FCAC list

A loan taken out in Sainte-Thérèse-de-la-Gatineau is governed by Quebec's licensing rules, and the 2021 Census counted 588 people in the community.

The census figures for Sainte-Thérèse-de-la-Gatineau

588 people were counted in Sainte-Thérèse-de-la-Gatineau in the 2021 Census. Land area for Sainte-Thérèse-de-la-Gatineau is 60.7 square kilometres in the same census.

The arithmetic gives 9.7 people per square kilometre.

The 2021 Census population places it at rank 867 in the province.

Sainte-Thérèse-de-la-Gatineau is one of 1150 places listed for Quebec, ranked 867 by population and measured at 60.7 square kilometres.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

Where a figure for Sainte-Thérèse-de-la-Gatineau could not be verified, the page names the publisher instead of printing a number.

Readers comparing Sainte-Thérèse-de-la-Gatineau with another community can use the same four census fields.

Sainte-Thérèse-de-la-Gatineau sits at rank 867 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Sainte-Thérèse-de-la-Gatineau ranks 867 by 2021 Census population among the covered places in Quebec.

At 588 residents in the 2021 Census, Sainte-Thérèse-de-la-Gatineau is listed alongside the other covered places in Quebec.

The land area recorded for Sainte-Thérèse-de-la-Gatineau is 60.7 square kilometres, and the population is 588 residents in the 2021 Census.

For Sainte-Thérèse-de-la-Gatineau, the two census fields above are the only local statistics used anywhere on the page.

Sainte-Thérèse-de-la-Gatineau is one of 1150 covered Quebec places, counted at 588 residents with a land area of 60.7 square kilometres.

Sainte-Thérèse-de-la-Gatineau appears in the census record with 588 residents, and the density of 9.7 people per square kilometre follows from it.

The density figure for Sainte-Thérèse-de-la-Gatineau, 9.7 people per square kilometre, is calculated from the population and land area above.

The Sainte-Thérèse-de-la-Gatineau page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Sainte-Thérèse-de-la-Gatineau page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Sainte-Thérèse-de-la-Gatineau

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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