Borrowing in Sainte-Marie, Quebec

With 13,134 residents counted in the 2021 Census, Sainte-Marie sits inside Quebec's provincial lending framework.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

An application usually asks for identification, income evidence, banking details and a statement of obligations. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Size changes the census figures, not the rules; this community falls in the lower-middle band.

The census figures for Sainte-Marie

Sainte-Marie recorded a population of 13,134 in Statistics Canada's 2021 Census of Population. Its land area is 107.5 square kilometres.

The calculated density is 122.1 people per square kilometre.

The community is the 89th largest place in the province within this census set.

The place record for Sainte-Marie covers 107.5 square kilometres and 13,134 residents, a density of 122.1 people per square kilometre.

Readers comparing Sainte-Marie with another community can use the same four census fields.

At 13,134 residents in the 2021 Census, Sainte-Marie is listed alongside the other covered places in Quebec.

The density figure for Sainte-Marie, 122.1 people per square kilometre, is calculated from the population and land area above.

For Sainte-Marie, the two census fields above are the only local statistics used anywhere on the page.

Sainte-Marie appears in the census record with 13,134 residents, and the density of 122.1 people per square kilometre follows from it.

Nothing on the Sainte-Marie page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Sainte-Marie could not be verified, the page names the publisher instead of printing a number.

The Sainte-Marie page follows the same structure as every other place page, with population, land area, density and rank.

Sainte-Marie ranks 89 by 2021 Census population among the covered places in Quebec.

Sainte-Marie is one of 1150 covered Quebec places, counted at 13,134 residents with a land area of 107.5 square kilometres.

Sainte-Marie sits at rank 89 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Sainte-Marie is 107.5 square kilometres, and the population is 13,134 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.